If your roof is more than 10 years old you may want to hire a roof inspector who can check for any damage and areas that need repair.
Replace roof more than 1 square damage.
My question is about a formula amica used to determined the amount of hail damage in order to replace the roof the adjuster wrote to me saying in his letter the roof replacement is determined by the amount of damage on each slope and there was one minor hail strike damage found on the front slope so the replacement roof needs at least 8 hail strikes to any 100 square foot test area based on.
According to one experienced roofing contractor insurance companies heavily scrutinize claims for roof repair and replacement.
Actually factors other than pitch have a greater effect on shingle durability.
Up under the roof.
Take photos of your roof so you have them on file in case of any damage.
Most all perils homeowners insurance policies cover roof replacement if the damage is the result of an act of nature.
Roofing over does present some issues however.
The side facing your worst weather typically fares worse than the leeward side.
Putting new shingles over existing problems can leave you with a rather unattractive new roof.
For example 8 plus hits or damage spots on the roof with a 10 foot by 10 foot square area on at least three separate spots on the roof in order to cover the costs of a new roof.
One roofing square equals 100 square feet of roofing material.
More than two layers of roofing material.
Likewise a roof system that isn t vented properly and allows heat to build up beneath the roofing has a shorter life than one that is vented.
One way to minimize this problem is to go over the old roof and correct as many problems as you can before re roofing.
It doesn t take much more than a hammer some roofing nails and a handful of shingles to correct bumps gaps and protruding nails.
Roofing over costs around 2 to 3 per square foot as opposed to the average full replacement cost of 4 50 so roofing over a 1 500 square foot roof may only cost 3 000 to 4 500.
They will want absolute proof that storm damage is the cause of the roof leak to determine this insurance company will send out its own adjuster someone that works for the insurance company.
Know that many insurance companies will require a certain amount or rate of hail damage.
According to the national oceanic and atmospheric administration noaa there was a total of 4 611 hail storms in the united states during the year 2018 with 2019 ending on a higher number as of year end more than 5 396 hail events were recorded although most people think that property and roof damage only occur in rare instances with larger than average hailstones even the smallest.